Wake Boats
Personal Watercraft Insurance That Keeps You Covered at Full Throttle
Personal watercrafts like Jet Skis and WaveRunners deliver speed, freedom, and fun—but they also come with real risks on the water. We help protect you from the unexpected with coverage built specifically for the way PWC owners actually use their machines. Whether you’re riding on weekends, sharing with family, or towing behind a larger boat, we make sure you’re properly protected so you can focus on the ride.
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PWCs are fast, light, and often operated in crowded areas. We help cover damage if you collide with docks, submerged objects, other riders, or even your own tow vessel during launch or retrieval.
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Unlike traditional boats, PWCs are frequently rolled, submerged, or swamped. We help protect against internal engine damage, electrical issues, and water intrusion from these common incidents.
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Running aground or riding into shallow sandbars can cause jet pump, impeller, and hull damage. We help cover repairs for those high-risk “fun zone” mistakes.
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Most PWC losses happen off the water—loading, unloading, and transport. We can cover damage from trailer accidents, winch failure, and tie-down issues during hauling.
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PWCs are a top theft target because they’re small and easy to move. We help protect against theft whether stored in your driveway, marina slip, or seasonal storage lot.
Our Process
Learn Your Boat
We like to start by learning about your boat, getting to know the history, and determining if we’re comparing to your current coverage or starting a new policy from scratch.
Talk About Your Use
Next we want to know about your use of your boat. Are you just anchoring in a cove or sandbar on the weekend, or are you going on trips for days or weeks at a time?
Discuss Coverages
Every policy we write is unique, just like our clients. We offer coverage from mild to wild… from simple liability policies all the way up to mechanical breakdown and towing.
Get You Covered
Once we know about you, your boat, your intended use, and the coverage you desire, all that is left is a signature or two and you’re ready to set sail! It’s that’s easy. See you on the river!
Let’s Work TogetherYour personal watercraft is all about freedom, but the right insurance keeps that freedom protected. If you’re ready to make sure your Jet Ski or WaveRunner is properly covered, we can walk you through your options and build a policy that fits your exact setup and usage.