Equipment & Add-Ons

Coverage for Your Boat’s Equipment, Upgrades, and Accessories

Today’s boats are more than just hull and engine—they’re outfitted with advanced electronics, upgraded sound systems, specialized equipment, and custom features that add both value and functionality. Standard policies don’t always account for these additions unless they’re specifically included.

We help ensure your equipment and upgrades are properly covered so you’re not caught off guard in the event of damage, theft, or loss. Whether your boat is built for fishing, entertaining, or performance, your policy should reflect everything that makes it yours.

GPS units, fish finders, chartplotters, and other electronics can represent a significant investment. Coverage helps protect these essential components.
Upgraded speakers, amplifiers, and marine audio systems are common additions. We help ensure these enhancements are included in your coverage.
Trolling motors, downriggers, and other specialized gear may require additional coverage to be fully protected.
For sailboats and performance vessels, components like sails, rigging, and ballast systems need to be properly accounted for in the policy.
Bimini tops, swim platforms, lighting upgrades, and other attached features add value to your boat. Coverage ensures these items aren’t overlooked.

Your boat is more than just the base model, and your insurance should reflect that. Request a personalized quote today, or explore our other coverage options to make sure every part of your boat is properly protected.